Have you received your refund cheque, Demand Draft (DD) for the DDA housing scheme 2014 but have incorrect account number or name in the cheque/DD? and worried how to resolve this problem and whom to contact for the correction of wrong details in cheque or Demand Draft.
After viewing several online queries from the applicants who are facing such problem and looking for the solution I decided to write on correction in cheque/dd received from DDA. Before getting the solution we should understand why its happened is the banks are fool? No.
It happens because people used different name while applying and used different name and account number for the refund in DDA application form. For example one of the readers used his father name as applicants and pay money from his account while banks are making draft they are matching the details and making draft accordingly and dispatch to applicants address.
May be you have used, your wife, brother, friend account to make payment you will also face same problem. Then what is the solution to resolve this problem the answer is as follows.
If you receive the refund cheque with your father/mother/brother/sister name and your account number then few things you can do which is as follows.
Solution given by one of the Reader “JaiDev” who got same problem and share his experience and resolve the problem. I really thanks him for detail information.
“Problem: Mismatched name and account number on DD etc.
Solution: Go to the bank which issued the DD/Cheque. Write an application ( first applicant should do this. Fist applicant is the one whose name is on DD. Beware don’t write application on the behalf of the whose account no is on the DD. Mind it.), mention correct account no and other bank details of the first applicant. Attach valid self attested photo ID proof. Submit the application in nearest branch. Also give photo ID proof of the one whose account no was on the DD, just in case. Also write the mobile number of first applicant and full correspondence address on the application, so that they can call you if they find anything and yes they did call me so I know it is beneficial.
Provide them with original DD/Cheque.
Don’t forget to keep xerox copies of all these documents with you.
In case of problem first call nodal branch of the bank. In case of HDFC I think call CP branch, Delhi.
Result: They transferred the money (RGTS) without any hassle within 3 days.”
1st thing you can do that you can open the Joint account in your bank to clear the cheque/ draft.
2nd thing you can call your banks customer care or in your branch and ask them to correct it. If they ask some documents and re-issue you new cheque then nothing could be better than it. In-case your bank refuse to re-issue new cheque or draft then follow the 3rd step.
3rd thing and the last option you have that you have to visit the DDA head office Viaks Sadan, for the correction of the cheque and wait for the another refund cheque but nobody is sure when will you get another cheuqe.
So these 3 options which I recommend to all you guys who have such problem is anyone have other option please share as it is worthless without your co-operation. So keep reading and sharing the genuine and helpful information with others.
Hey I did the same mistake while applying on the behalf of my father. So the cheque can with my father’s name and my account details through HDFC bank. I approached the bank branch(nearest) of Mukahrjee Nagar, New Delhi. Their Relationship manager had a talk with me and he informed that because this has become a common problem now so they have talked with DDA regarding this. They told me that they will send their representative to the DDA.
For me they have asked the ID proof both for my father and me, Original Cheque or DD, and an application regarding same which should represent the final details and correct account number etc. in which the refund will be made through NEFT.
I have taken a week long time since my father is not living with me so that I can take his ID with his signature on it. I am trusting them and hoping it will solve the problem for others too.
Jai my friend its really really very helpful information you shared i am sure it will help several applicants to resolve such problem and you shared the whole process with the documents which highly appreciated thanks once again.
Actually it was through your website I came to know that their are other people who have done same mistake and I approached the bank because after reading all the comments I was bit sure that this should happen.
I will update on this on Monday when my application will be processed.
Thank you very much for the replies and help.
You are always welcome JD and hope all will happen in your favor.
Hi ! My problem is also the same. They have mentioned my fathers name and his account name correct but the Bank name mentioned is wrong (HDFC in place of SBI).
Can you plz provide me the working contact no. of someone in HDFC Bank whom I can contact for assistance in this regard.
Regards
Jagat
Call customer care of HDFC or call in the branch where you account exist
They will make you go round and round.. They should reopen the application form so that we can edit the information and people who paid online should get their money online… Still can\\\’t believe we have to struggle so much to get our own money.. #ddarefundissue should be hilighted
Sir,Thanks for giving us a path forward,as I have also got DD on my Father\\’s name but Ac.No. is mine.Please update if ur cheque/DD got processed & the essential documents submitted to Branch.Thanks once again.
Dear Sir,
When will be refund given in my account. My account in Indian overseas bank Rajasthan. You have any contact no of Nodal officer IOB. Request you to please provide me.
Hi All,
So today i have received the email from DDA stating that nodal branch will solve my Problem (My bank is ICICI). I am not in India and i am sure many people who applied online will not be close to some nodal branch. not sure what these guys are upto. why i have to travel to delhi if anyone from all over india was allowed to apply for DDA flats.
Thnaks
Hey Anjeneya , i am facing the same problem. Can you provide me with email ID of DDA ? I would appriciate your help.
Thanks
Hi,
I am also facing the same problem. I paid through HDFC (payumoney) net banking and submitted applications on my mothers name as I dont live in India. Now I have received a payorder on my Mothers Name with my account number in it.
After reading this post, I am trying to contact HDFC on this matter. Please share if any one is facing the same problem and any solutions that will be really helpful.
Thanks
Hi, I am facing the same problem (HDFC Bank payorder) and your post here was really helpful. Please update if you have any success with the DDA refund issue.Any information will be helpful. Regards
Hi
I don’t know this is still an issue or not but here I am giving final updates on this issue.
Problem: Mismatched name and account number on DD etc.
Solution: Go to the bank which issued the DD/Cheque. Write an application ( first applicant should do this. Fist applicant is the one whose name is on DD. Beware don’t write application on the behalf of the whose account no is on the DD. Mind it.), mention correct account no and other bank details of the first applicant. Attach valid self attested photo ID proof. Submit the application in nearest branch. Also give photo ID proof of the one whose account no was on the DD, just in case. Also write the mobile number of first applicant and full correspondence address on the application, so that they can call you if they find anything and yes they did call me so I know it is beneficial.
Provide them with original DD/Cheque.
Don’t forget to keep xerox copies of all these documents with you.
In case of problem first call nodal branch of the bank. In case of HDFC I think call CP branch, Delhi.
Result: They transferred the money (RGTS) without any hassle within 3 days.
P.S. Thanks everybody who posted suggestions and help. Also thanks to owner of this thread. Thanks Kapil you are a great help.
Waao it’s really helpful for several applicants who still looking for same thank you so much Jai bro as the mission of the post is not possible peoples like you. Who get benefit and re-share the detail info how they resolve the problem I hope now most of applicants resolve their problem.